Critical Illness Insurance

Symetra’s voluntary Critical Illness insurance provides a lump sum payment if a covered condition is diagnosed after coverage takes effect for the individual. Covered conditions include critical illnesses and/or conditions, as specified below. The critical illness policy will pay a $100 wellness benefit once per calendar year, per covered person.

Plan Highlights

Coverage: Symetra Critical Illness insurance policy pays a lump sum benefit upon the diagnosis of one of the covered illnesses. This lump sum benefit can be used at the policyholder’s discretion to cover medical expenses, such as surgeries, chemotherapy, radiation therapy, and medications. It can also help with non-medical expenses like transportation, home modifications, and loss of income during treatment.

Recurrence Benefit: Pays an additional benefit of 100% of the critical illness benefit when a specific critical illness recurs more than 6 months after the first diagnosis.  Each condition is payable an unlimited number of times unless otherwise specified in the certificate.

Wellness Benefit:

The critical illness policy will pay a $100 wellness benefit once per calendar year, per covered person, for completing one of the eligible health screening exams. Call Symetra at 800-497-3699 or log into the MYGO portal to file your wellness claim. 

• $100 paid per covered family member, per calendar year.
• The screening/prevention measures for which a Health Screening Benefit may be paid are: routine health check-up exam, blood chemistry panel, complete blood count (CBC), chest x-rays, electrocardiogram (EKG), and electroencephalogram (EEG).